“What do you actually find to do in lockdown?” is a question I am frequently asked.
In actual fact, everything is just the same as before; the only difference is that I don’t physically visit clients. We communicate via Facetime or the telephone and we still ask each other questions and we still write business. So, if anything, I am probably more available as I am not spending time travelling to see people, but am here in my office.
Yes, stock markets have been and still are, extremely volatile, but that brings opportunities. It isn’t all bad by any means. I spread my clients’ risk by investing in multi-asset funds. The clue is in the name. These are funds that don’t just invest in the UK stock market. They invest worldwide and use a mix of assets, to include bonds, gilts and property as well as equities, thus spreading the risk. Also, when markets are low, is the best time to invest, so I am busy encouraging anyone with spare cash to get it in the market now.
That’s all during the working day.
Out of hours of course I can’t go out to see friends or to have a meal etc. However, we have an excellent Indian restaurant that does home deliveries, so instead of us going to them once a week, they bring the food to us. Great.
I am studying hard to improve my Spanish. We bought a motor home late last summer, but have not yet had the opportunity to use it. However, when we do drive down to Spain my plan is to speak the language much better than I have been doing. I have a very old “O” level in Spanish and am building on that. Lockdown gives me more time to devote to my studies.
It’s amazing too what you can do on line if you put your mind to it. I am an even better on line shopper than I was before and receiving a parcel is very exciting at the moment. I currently have a make-up one on my doorstep, which I will bring in later.
We are both missing our cars and I am very sad that Phyllis, who I bought in January, has done less than 400 miles! I will tell you all about her another time, when she has been put through her paces.
Until then, look after yourselves and stay safe.
I look forward to seeing you soon.