“Following a financial review with Shirley Hook-Pattison I highlighted a concern regarding my deferred Occupational Pension.”
“Not being in the best of health I made enquires to the Pensions Manager of the Occupational Pension Scheme, as to what benefits my grown up daughter would be eligible for should I die. I am divorced and she is named as the sole beneficiary of my will. I was concerned to find out under the rules of the scheme my daughter would only receive the contributions I had paid into the scheme and not receive a lump sum as I had expected.
Shirley advised that I may wish to consider transferring the value of the Occupational Pension to a Personal Pension Plan which offered guarantees. Two options were considered and a recommendation made to meet my needs. This option ensured that my daughter would receive the full transfer value should I die. The Personal Pension Plan also provided for me to take the pension in small segments, ensuring that I am able to pass as much benefit to my daughter should I die before taking benefits.
Shirley listened to my concerns and recommended a financial product, which has left me with peace of mind. Having received Independent Financial Advice from her in the past, I had complete confidence in her professionalism, knowledge and trust. So much so that I have recommended her to close friends.”
DW of Nottingham
